About Us

Journey of KrediOne

Sept 2019

360Kredi Established

Apr 2021

Obtained License From OJK

Dec 2021

Accumulated Loan Disbursement Reached 1 Trillion Rupiah

Jan 2022

More Than 3,000,000 Total Registered Users

Jul 2023

Total Loan Disbursement Reached 2 Trillion Rupiah

Aug 2024

Total Loan Disbursement Reached 3 Trillion Rupiah

Vision

As an online Peer-to-Peer Lending platform that connects borrowers and lenders with unsecured loan facilities. It has high loan limits, low installments, long tenors, and low-interest rates.

Core Value

Be Good
Be Better
Do Your Best

Mission

To become one of the platforms that provide inclusive financial services that are safe, easy, and fast while actively supporting the economic growth of the Indonesian community to become better and more civilized.

"A Successful Team Is A Group of Many Hands With One Goal"

Shareholders

XINFEI DIGITAL PTE. LTD

XINFEI DIGITAL PTE. LTD is a fintech company previously known as 360 FINTECH ASIA PTE. LTD. This change has been registered in the ACRA No.201920635M. XINFEI DIGITAL PTE. LTD is the main shareholder of PT. Inovasi Terdepan Nusantara which is domiciled in Singapore and currently holds 85% of the total shares of PT Inovasi Terdepan Nusantara.

PT SOLUSI PERKASA MANAJEMEN

PT Solusi Perkasa Manajemen is a company engaged in consulting activities, established under the laws of the Republic of Indonesia based on Deed of Establishment No. 11 dated July 25, 2019 and has been approved by the Minister of Law and Human Rights based on Decree No. AHU-0036331.AH.01.01.Year 2019 dated July 26, 2019. PT Solusi Perkasa Manajemen currently holds 15% of the total shares of PT Inovasi Terdepan Nusantara.

Join Us

Send your resume to

recruitment@kredione.id

KrediOne Social Media

Download the KrediOne App

Get it onGoogle Play

Download on theApp Store

Our Services

Consumer Complaint Service

021-50880188

Monday - Sunday

08:00-20:00 WIB

Head Office

Sampoerna Strategic Square North Tower Lt 27,
Jl. Jenderal Sudirman No.45 - 46, RT.3/RW.4,
Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan
DKI Jakarta 12930

Customer Service Office

Komplek Arteri Mas No 64 and 64B,
Jl. Panjang Arteri Kelapa Dua Raya No.2, RT.2/RW.2,
Kelapa Dua, Kecamatan Kebon Jeruk, Jakarta Barat
DKI Jakarta 11550

Risk Disclaimer

Information Technology-Based Co-Funding Services are a civil agreement between the Lender and the Loan Recipient, so that all risks arising from the agreement are fully borne by each party.
Credit risk or default is fully borne by the Lender. No state institution or authority is responsible for this risk of default.
The Platform with the consent of each User (Lender and/or Loan Recipient) accesses, obtains, stores, manages and/or uses the User's personal data ("Data Utilization") on or in objects, electronic devices (including smartphones or cellular telephone), hardware or software, electronic documents, applications or electronic systems belonging to the User or controlled by the User, by informing the User concerned of the purpose, limitations and mechanism for Utilizing the Data before obtaining the intended consent.
Lenders who do not have knowledge and experience in lending and borrowing are advised not to use this service.
Loan recipients must consider the loan interest rate and other costs according to their ability to repay the loan.
Every fraud is recorded digitally in cyberspace and can be known to the wider public on social media.

Users must read and understand this information before making a decision to become a Lender or Loan Recipient.
The government, in this case the Financial Services Authority, is not responsible for any violation or non-compliance by Users, both Lenders and Loan Recipients (whether due to the User's intention or negligence) with the provisions of laws and regulations or agreements or engagements between the Provider and the Provider. Loans and/or Loan Recipients.
Every lending and borrowing transaction and activity or implementation of an agreement regarding lending and borrowing between or involving the Platform, Lender and/or Loan Recipient must be carried out through an escrow account and virtual account as required under the Republic of Indonesia Financial Services Authority Regulation Number POJK 40/2024 concerning Information Technology-Based Co-Funding Services and violation or non-compliance with these provisions is evidence that a legal violation has occurred by the Platform so that the Platform is obliged to bear the compensation suffered by each User as a direct result of the violation of the law above without prejudice to the User’s rights who suffer losses according to the Civil Code.